DREAM

The Great Australian Dream 2.0

IronBark Station · Stage 1

Lot 12·$699,000

160 acres · Cypress Pine Road, Coolmunda QLD 4384

Power
Water
Roads
Fenced
Telecoms

Size

160 acres

Zoning

Rural

Location

Coolmunda QLD 4384

Coords

28.4350°S · 151.2713°E

On the land

Features

  • Elevated house pad
  • Cleared land
  • Front entry fence
  • Metal farm gate

Connected

Services

Water
Existing bore fully equipped with water tanks; new dam to be contracted prior to settlement
Power
Three-phase power to site
Access
Bitumen sealed road, 2WD and 4WD access, flood-free elevated land

On the ground

Photographs

IronBark Station Lot 12

What it actually costs

Lot 12 from $816/week

Based on 20% deposit, 6.5% p.a., 30-year term. A 3-bed apartment in Brisbane rents for more, and you don't own the land.

Estimate only. Not a prediction.

This tool shows general estimates based on assumptions and the inputs you provide. It is not financial, investment, or lending advice, not a loan approval, and not a guarantee of performance or borrowing capacity.

Only a licensed lender or mortgage broker can assess your eligibility for finance. Speak to a broker, financial advisor, or accountant before making any decision.

Full Borrowing & Finance Disclaimer →

Per week

$816

Per month

$3535

Deposit needed

$140k

Loan amount $559k·Owns freehold land forever — unlike rent.

The long view

Worth after 30 years

Time horizon30 years
Today15 years30 years
Annual growth5% p.a.
Conservative 0%AU avg 5.4%Bullish 10%

Total you pay

$1.41m

Land worth @ 5% p.a.

$3.02m

Net equity gain

+$1.61m

Australian residential property has averaged ~5.4% p.a. over the last 30 years (CoreLogic / ABS). Rural lifestyle land in Southern Downs has tracked similar. 5% is a reasonable middle estimate; dial it up or down.

Estimate only. Not financial advice. Compare against a Southern Downs broker before signing anything.

QLD Government

First Home Owner Grant

$30,000

If you're building your first home on Lot 12, the Queensland Government currently offers up to $30,000 toward new builds.

Eligibility & apply →

Off the grid

The land pays you back

Coolmunda sits in one of Australia's sunniest, cleanest corners. Solar panels and a rainwater tank cover most of your utilities on day one.

Sunshine days

300+per year

Southern Downs avg · BoM

Air quality

18AQI (very good)

Brisbane urban ~55

Peak sun

4.8hours / day

10kW = ~48 kWh / day

Rainfall

680mm / year

30kL tank offsets ~80%

Solar

~$2,400/yr

10kW system, net of feed-in. $72k over 30 years.

Water

~$1,500/yr

30,000L tank + bore. $45k over 30 years.

Total saved

$117k

Over 30 years — before CPI.

Estimates based on Southern Downs climate data (BoM) and 2026 energy/water pricing. Your actual savings depend on setup and usage.

Reality check

Brisbane apartment vs Lot 12

Same monthly number, 7,618× the land, no body corp.

Disclaimer

Brisbane 2-bed apartment

$850k

~85 m² · body corp + strata

Monthly mortgage$4298
Body corp (monthly)$500
Council rates (monthly)$200
Total per month$4998
Deposit needed$170k
  • ✗ Noisy neighbours above, below, beside
  • ✗ Can't build, change, garden freely
  • ✗ Body corp votes on everything
  • ✗ No inheritance for your kids' kids

IronBark Station Lot 12

$699k

647,520 m² (160 acres) · freehold title

Monthly mortgage$3535
Body corp
Council rates (monthly)$167
Total per month$3701
Deposit needed$140k
  • ✓ Generational scale — 100 acres
  • ✓ Build what you want, how you want
  • ✓ Zero body corp, zero strata, zero votes
  • ✓ Freehold land your kids will inherit

Over 30 years

$467k saved

— plus you own 7,618× the dirt.

All figures are indicative only — based on a 6.50% rate, 20% deposit, 30-year loan, and typical body corp / council rates as at 2026. Actual costs, interest rates, and outcomes will vary. This is general information, not financial, legal, or tax advice. Future use of land is Subject to Council Approval (STCA).

Read full Terms & Disclaimer →

The Magazine

Lot 12 — magazine coming soon.

We're building a full editorial magazine for this lot. Register your interest and we'll send the link the moment it ships.

Take the next step

Three ways forward

Pick the one that fits where you are.

Come see it

Book a site visit

Spend half a day at IronBark with Pony. Walk the lot, see Lake Coolmunda, eat a pie.

Book with Cal

Get pre-qualified

Know your number

Five minutes with a Southern Downs broker. No obligation. Know exactly what you can borrow.

Talk to a broker

Hold this lot

Reserve Lot 12

Refundable $2,000 deposit holds this lot for 14 days while you finalise finance.

Reserve with Stripe

Or just say g'day

Contact Pony